We're here for you:
A friend in need is a friend indeed - We're that friend that offers real help when you need it most always!
Life doesn’t always wait for payday. Whether it’s a sudden expense, a gap before your next income, or a small emergency—mikroloan.finance is here with simple microloans so you can stay on your feet without the stress.
mikroloan.finance provides simple, transparent microloans to help you manage short-term needs and build your borrowing history—so you’re never left without options.
Our vision, mission and values
Our vision
A world where everyone with a source of income can access small, fair credit when they need it—without complexity or stigma—so that short-term gaps don't stand in the way of stability and progress.
Our mission
To provide simple, transparent microloans that help people cover urgent needs and build a positive borrowing record—through clear terms, fair rewards for on-time repayment, and a straightforward process from application to repayment.
Our values
- Transparency — No hidden fees; you always know what you borrow and what you repay.
- Fairness — We reward on-time repayment and keep our rules simple and consistent.
- Dignity — We treat every customer with respect and design our service to help, not overwhelm.
When a microloan can help
From unexpected bills to small gaps before payday, here are some of the ways our customers use microloans.
Cover a doctor’s visit, prescription, or a small medical bill when you’re short before payday.
Bridge the gap for school fees, uniforms, or materials so your family’s education doesn’t wait.
Get to work or run essential errands when transport money is tight until your next pay.
Handle an unexpected bill, top-up, or repair without missing a due date or a night’s sleep.
Stock up on basics when the cupboard is empty and payday is still a few days away.
Cover a small business shortfall, restock, or cash-flow gap until sales come in.
You don’t have to face it alone
Unexpected expenses can happen to anyone. We built mikroloan.finance so that when you need a small amount to get through the week or the month, you have a clear, fair option—no complicated forms, no hidden fees, and a path to a higher limit when you repay on time.
Borrow only what you need. Repay when you said you would. We’re here to help you through the pinch, not add to the pressure.
Who we are
We are a microloan service focused on making small loans accessible and straightforward. Our platform lets you borrow from $10, repay within 20 days, and grow your credit limit with every on-time repayment—so responsible borrowing is rewarded.
What we offer
- Microloans from $10 — Start small and use only what you need.
- 20-day repayment — Clear due dates so you can plan.
- Credit limit growth — Repay on time and your limit increases by $5 each time.
- Online repayments — Pay securely via PayNow (card, EcoCash, OneMoney).
- Simple process — Register, apply, get a decision, and repay from your client area.
Our approach
We believe in transparency and fairness. There are no hidden fees: you know the amount you borrow and the amount to repay. We encourage on-time repayment by rewarding it with a higher credit limit, and we keep the rules simple so you can borrow with confidence.